I do a lot of "what when" thinking... what happens when xyz occurs? When this happens, what then? But the question was "what if." I try not to think it "what ifs" because my what ifs tend to be negative. I am not the person to think "what if we won the lottery" (that's the huz!). I think what if something happens to the huz, to me, to Punky. Yikes! So I'll stick with my "what whens" and let the huz dream about the "what ifs!"